Swyftx
Alex.Bank and Swyftx share a vision to empower Australians with fast, fair, and flexible financial products.

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Our products have been awarded by some of Australia's leading comparison sites. See all of our awards
Get an award-winning Unsecured Personal Loan
Fixed and Comparasion rate from
8.49%p.a.
Rate based on loan terms up to 5 years with an outstanding credit rating and financial position. Learn More.
Get Fast and Flexible Banking Solutions with Alex.Bank and Swyftx
Alex.Bank's products are purposefully simple and easy to use, designed to fit and flex with your life.
Personal Loans
Apply for our award-winning low rate unsecured personal loan and get what you need sooner rather than later.
- Personalised Fixed & Comparison rate starting from % p.a.*
- Apply in minutes
- $0 upfront, ongoing or early repayment fees
- Flexible repayment terms 6 mths – 7 yrs
- Application decision within 1 business day
Car Loans
Get your new or used car sooner rather than later with the Alex.Bank secured car loan.
- Personalised and Fixed interest rates from % p.a.* (Comparison rate p.a.%*)
- Borrow between $10,000 and $100,000
- Flexible repayment terms from 1 year – 7 years
- $295 one-off Establishment Fee
- Dealership Cars only (not private sale)
Term Deposit
Lock away your savings and watch them grow with competitive interest rates and your choice of fixed investment terms.
- % p.a. fixed interest rate2 (12-month term with interest paid at maturity)
- It’s quick and easy to apply online – the average time is 3 minutes
- Choose from a range of terms that suit your investment needs
- WeMoney's Term Deposit of the Year^ (2023, 2024)
Green Loans
Enjoy low rates while lowering your energy bills with the Alex.Bank unsecured Green Loan.
- Personalised Fixed & Comparison rate starting from % p.a.*
Apply in minutes
$0 upfront, ongoing or early repayment fees
Flexible repayment terms 6 mths – 7 yrs
- Application decision within 1 business day
- Home Solar Systems (panels, battery, installation) only
Electric Vehicle Loans
Looking to save emissions on the road? Get your new or used EV car sooner rather than later with the Alex.Bank secured EV loan.
- Personalised and Fixed interest rates from % p.a.* (Comparison rate p.a.*)
- Borrow between $10,000 and $100,000
- Flexible repayment terms from 1 year – 7 years
- $295 one-off Establishment Fee
- Engine type must be fully electric (hybrid not accepted)
- Dealership Cars only (not private sale)
About Swyftx
Aussie owned & operated
Built for Australians, by Australians, Swyftx provides access to more than 410 digital currencies to over 800,000 customers across Australia and New Zealand.
24/7 support
Swyftx's customer service is backed by a passionate and skilled team of humans, who offer 24/7 support to help navigate the ever-changing cryptocurrency space.
Comprehensive security
Swyftx is ISO 27001 certified for information technology and uses industry leading security practices to protect users accounts.
Transparent & open
At Swyftx, customer balances are held on a 1:1 basis. They do not trade customer balances or lend customer assets out to any third parties. That's the Swyftx difference.