ALEX.BANK APP: We've made some important security updates to our Mobile Banking App. Find out how to download it here.

Borrow
Save
- Savings
- Term Deposits
About Alex
News & Insights
Talk to us

Legal

General

Privacy Policy
Cookie Policy
Compliants Policy
Website Terms and Conditions
Electronic Communications Consent
Electronic Identification Consent
Electronic Banking Terms and Conditions
Open Banking
Consumer Data Right (CDR) Policy
Regulatory Disclosure

Personal Loan

Personal Loan Target Market Determination
Secured Personal Loan Target Market Determination
Credit Fees Guide
Credit Guide
Credit Reporting Policy
Statement of Notifiable Matters
Information Statement

Savings

Savings Terms and Conditions
Savings Account Target Market Determination
Savings Rate and Fee Guide
Financial Claims Scheme
Financial Services Guide

Term Deposits

Term Deposit Target Market Determination
Term Deposit Terms and Conditions
Term Deposit Rate and Fee Guide - Intermediary
Term Deposit Rate and Fee Guide - Direct
Important information about your Alex Bank Term Deposit

Get in touch

Chat to us
Email us - hello@alex.bank

Products

Personal Loans
Savings
Term Deposits

About

About us
Leadership
Awards
FAQs
Our Partners

Information

Legal
Open Banking
Security
Complaints

Privacy Policy
Our Cookie Policy
System status

Alex Bank acknowledges the traditional owners as the custodians of this land, recognising their connection to land, waters and community.
We pay our respects to Australia’s First Peoples, and to their Elders past and present.

Alex Bank Pty Ltd ABN 13 627 244 848 ("Alex"), Australian Financial Services Licence and Australian Credit Licence 510805.

The information on our website is general advice only, prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Loan applications are subject to credit approval. Interest rates are subject to change. Fees and charges may apply.

^See more details on the awards that Alex Bank has won in the awards section of this website.

Lending products

Terms, conditions, fees and charges apply and will be included in our loan offer. Applications for finance are subject to credit approval.

*Comparison rate based on $30,000 loan amount and 5-year loan term.

WARNING: This comparison rate applies only to the example or examples given. Different loan purposes, amounts,terms and credit position will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Personal Loans

Alex Bank unsecured personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 8.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 18.49% p.a. (comparison rate* 8.49% p.a. to 18.49% p.a.). Where the loan term is higher than 5 years a higher rate applies.

Interest rate ranges and representative examples are based on an unsecured personal loan of $30,000 borrowed for 5 years:

>The minimum interest rate for an unsecured fixed rate loan with a term up to 5 years is 8.49% p.a. (comparison rate* 8.49% p.a.), with the estimated total amount payable including fees being $36,921.08. Where the loan term is higher than 5 years a higher rate applies.

>The maximum interest rate for an unsecured fixed rate loan with a term up to 5 years is 18.49% p.a. (comparison rate* 18.49% p.a.), with the estimated total amount payable including fees being $46,189.33. Where the loan term is higher than 5 years a higher rate applies.

Green Loans

Alex Bank unsecured personal loans (green) are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 7.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 17.49% p.a. (comparison rate* 7.49% p.a. to 17.49% p.a.). Where the loan term is higher than 5 years a higher rate applies.

Interest rate ranges and representative examples are based on an unsecured personal loan (green) of $30,000 borrowed for 5 years:

>The minimum interest rate for an unsecured fixed-rate loan with a term up to 5 years is 7.49% p.a. (comparison rate* 7.49% p.a.), with the estimated total amount payable including fees being $36,059.75. Where the loan term is higher than 5 years a higher rate applies.

>The maximum interest rate for an unsecured fixed-rate loan with a term up to 5 years is 17.49% p.a. (comparison rate* 17.49% p.a.), with the estimated total amount payable including fees being $45,210.25. Where the loan term is higher than 5 years a higher rate applies.

Car Loans

Alex Bank secured personal loans (car) are available for a minimum of 1 year to a maximum of 7 years. Interest rates for a term up to 5 years range from 7.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 15.49% p.a. (comparison rate* 7.90% p.a. to 15.94% p.a.). Where the loan term is higher than 5 years a higher rate applies.

Interest rate ranges and representative examples are based on an secured personal loan of $30,000 borrowed for 5 years:

>The minimum interest rate for an secured fixed rate loan with a term up to 5 years is 7.49% p.a. (comparison rate* 7.90% p.a.), with the estimated total amount payable including fees being $36,414.34. Where the loan term is higher than 5 years a higher rate applies.

>The maximum interest rate for an secured fixed rate loan with a term up to 5 years is 15.49% p.a. (comparison rate* 15.94% p.a.), with the estimated total amount payable including fees being $43,711.89. Where the loan term is higher than 5 years a higher rate applies.

Electric Vehicle Loans

Alex Bank secured personal loans (electric vehicle) are available for a minimum of 1 year to a maximum of 7 years. Interest rates for a term up to 5 years range from 6.49% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 14.99% p.a. (comparison rate* 6.90% p.a. to 15.43% p.a.). Where the loan term is higher than 5 years a higher rate applies.

Interest rate ranges and representative examples are based on an secured personal loan of $30,000 borrowed for 5 years:

>The minimum interest rate for an secured fixed rate loan with a term up to 5 years is 6.49% p.a. (comparison rate*6.90 % p.a.), with the estimated total amount payable including fees being $35,556.87. Where the loan term is higher than 5 years a higher rate applies.

>The maximum interest rate for an secured fixed rate loan with a term up to 5 years is 14.99% p.a. (comparison rate* 15.43% p.a.), with the estimated total amount payable including fees being $43,233.42. Where the loan term is higher than 5 years a higher rate applies.

Deposit products

¹Variable Savings Interest rate current as at 3 March 2025 and subject to change without notice.

²Fixed Term Deposit Interest Rates current as at 22 May 2025 and subject to change without notice.

Copyright © 2022 Alex IP Pty Ltd