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Car Loans
Pick up your car from the dealership sooner with an Alex.Bank Car Loan, featuring no ongoing or early repayment fees and a rate tailored to you.
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Our products have been awarded by some of Australia's leading comparison sites. See all of our awards
Rate based on loan terms up to 5 years with an outstanding credit rating and financial position. Learn more
Get speedy service! Apply in just 5 minutes and get a decision outcome in one business day.
Get a personalised rate! Our fixed interest rates are risk-based, meaning the better your credit history, the better your interest rate.
Enjoy no ongoing or early repayment fees on our Car Loans.
To get started use our repayment calculator. Select your loan purpose, credit situation and loan requirements.
Gather your ID and financial details to complete our quick 5 minute application form.
You'll be prompted to perform a digital ID check with a photo of your ID and headshot. It's as easy as a selfie!
Connect to digitally send us 90-days of transactions quickly and securely via our bank statements retrieval feature, powered by illion.
Once you've completed your application, we won’t keep you waiting. You’ll know the outcome in as little as one business day. Haven’t found a car yet? No problem. Walk confidently into a dealership with one of our conditional approvals to find the car you're looking for. Once fully approved and your loan contract is signed, we'll send the funds straight to the dealership.
Vehicles older than 15 years by the end of the loan term
Have existing finance
Vehicles used for business purposes
Vans, trucks, buses, or motorbikes (see our Personal Loan)
Have a loan-to-value ratio over 120%
That's right, we've scrapped all ongoing fees to give you a fairer go when it comes to your Car Loan.
You'll need your physical Driver’s License ready to verify your identity.
When completing your application please make sure your details match with your Driver's License, including Full Name and Date of Birth.
Using our secure ID capture process, take a picture of the front of your Driver's License where there is a picture of you. Follow the instruction to ensure there is no glare and your License fits in the capture window.
By taking a selfie of in a well lit space it allows us to confirm your identity and helps us protect you.