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Personal Loans
Get an award-winning low rate unsecured personal loan with no ongoing or early repayment fees.
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Fixed & Comparison rate*
Rate based on loan terms up to 5 years with an outstanding credit rating and financial position. Learn more
Enjoy no ongoing or early repayment fees on our Personal Loan.
Get speedy service! Apply in just 5 minutes and get a decision outcome in one business day.
Get a personalised rate! Our fixed interest rates are risk-based, meaning the better your credit history, the better your interest rate.
To get started use our repayment calculator. Select your loan purpose, credit situation and loan requirements.
Gather your ID and financial details to complete our quick 5 minute application form.
You'll be prompted to perform a digital ID check with a photo of your ID and headshot. It's as easy as a selfie!
Connect to digitally send us 90-days of transactions quickly and securely via our bank statements retrieval feature, powered by illion.
Once you've completed your application, we won't keep you waiting. You'll know your application outcome in as little as one business day. If approved, and once your loan contract has been signed - we'll send the funds to your designated account.
That's right, we've scrapped all ongoing fees to give you a fairer go.
Our guide to personal loans
Australian citizen or permanent resident
Over 18 years of age
Our flexible loan options allow you to borrow between $2,100 - $50,000 for Cars, Vehicles and Home Improvments; and between $2,100 - $30,000 for all other loan purposes.
Choose repayment terms between 6 months and 7 years to fit your budget (dependant on loan purpose)
Use our calculator to determine your weekly, fortnightly or monthly repayments based on your chosen terms
We know that everyone's wants and needs are different. Alex.Bank's unsecured personal loan offers flexibility by not being tied to an asset, meaning you can fund purchases without needing an asset for security (such as a car or house).
Dreaming of a new or second hand car? Get on the road sooner with an Alex.Bank personal loan.
Sick of your old kitchen or bathroom? Realise your home reno aspirations sooner with an Alex.Bank personal loan.
Got a large purchase on your list you need help funding? Whether it's a boat, caravan, motorbike, wedding, new puppy or travel we've got an option for you.
Looking to be more eco-friendly? You could use our personal loan to invest in solar panels, solar hot water systems, solar batteries, electric vehicle charging stations and more.
Thinking about your next trip? Our personal loans can help get you there and turn your dreams into reality.
Whether unexpected or planned, take the stress out of medical and dental expenses with an Alex.Bank personal loan.
Need help getting ahead? Our personal loan could help you cover out of pocket education and study costs.
Juggling too many debts? You could streamline your debts into a single manageable repayment with a debt consolidation personal loan.
You can choose from physical Driver’s License or Passport to verify your identity.
When completing your application please make sure your details match with the ID document you have selected, including Full Name and Date of Birth.
Using our secure ID capture process, take a picture of your ID document where there is a picture of you, for example the front of your Driver’s License. Follow the instruction to ensure there is no glare and your ID fits in the capture window.
By taking a selfie of in a well lit space it allows us to confirm your identity and helps us protect you.
Get a competitive rate, and flexible repayment options with our award-winning personal loan.