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Alex Bank acknowledges the traditional owners as the custodians of this land, recognising their connection to land, waters and community.
We pay our respects to Australia’s First Peoples, and to their Elders past and present.

Alex Bank Pty Ltd ABN 13 627 244 848 ("Alex"), Australian Financial Services Licence and Australian Credit Licence 510805.

The information on our website is general advice only, prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Loan applications are subject to credit approval. Interest rates are subject to change. Fees and charges may apply.

^See more details on the awards that Alex Bank has won in the awards section of this website.

Lending products

Terms, conditions, fees and charges apply and will be included in our loan offer. Applications for finance are subject to credit approval.

Alex Bank personal loans are available for a minimum of 6 months to a maximum of 7 years. Interest rates for a term up to 5 years range from 12.74% p.a. for borrowers with an outstanding credit rating and financial position, to a maximum Annual Percentage Rate (APR) 22.74% p.a. (comparison rate* 12.74% p.a. to 22.74% p.a.). Where the loan term is higher than 5 years a higher rate applies.

Interest rate ranges and representative examples are based on an unsecured loan of $30,000 borrowed for 5 years:

>The minimum interest rate for an unsecured fixed rate loan with a term up to 5 years is 12.74% p.a. (comparison rate* 12.74% p.a.), with the estimated total amount payable including fees being $40,716.36. Where the loan term is higher than 5 years a higher rate applies.

>The maximum interest rate for an unsecured fixed rate loan with a term up to 5 years is 22.74% p.a. (comparison rate* 22.74% p.a.), with the estimated total amount payable including fees being $50,474.33. Where the loan term is higher than 5 years a higher rate applies.

*Comparison rate based on $30,000 unsecured loan amount and 5-year loan term.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Deposit products

¹Variable Savings Interest rate current as at 18 May 2023 and subject to change without notice.

²Fixed Term Deposit Interest Rates current as at 1 July 2024 and subject to change without notice.

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