Get an idea of your estimated rate before you apply
Use our Personal Loan Calculator to get an estimate of what your interest rate could be before you submit an application.
How do Alex Bank’s rates work?
Learn about our personalised rates.
Let’s get personal
Life isn’t one size fits all, and neither is your financial position.
That’s why at Alex Bank our Personal Loan rates are personalised. This means we don’t have one set interest rate, but rather a range of interest rates that we can personalise to your circumstances.
When assessing your application, we’ll look at your overall financial position and offer you a personalised rate.
The better your position – the better the rate we’ll be able to offer.
Our personalised rate range
Your financial position isn’t just about your credit score. You’re more than just your credit score and there are multiple factors that we take into account - such as your transactional behaviour and employment stability.
That’s why Alex Bank only offers you a final rate once you’ve completed your full application.
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Fixed and Comparison rate*