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Green Lending

Want to go green? Enjoy low rates while lowering your emissions with Alex.Bank's Personal Loan!

Alex awards 2022

Our personal loan is awarded by Australia's leading comparison sites. See all of our awards

Get an award-winning personal loan
From

10.74%p.a.

Fixed & Comparison rate*

Rate based on an outstanding credit rating and financial position. Learn more

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Sustainable Banking

Our paperless, digital process simplifies your experience and saves the planet, cutting carbon emissions compared to traditional banks.

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Fast turnaround

Get speed service! Apply in just 5 minutes and get a decision outcome in one business day.

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Fair rates

Our fixed interest rates are risk-based, meaning the better your credit history, the better your interest rate.

Embrace Sustainability with Alex.Bank

Step into a world where financial choices meet environmental responsibility. At Alex.Bank, our Personal Loans are designed to support your eco-friendly ambitions. From solar solutions to electric vehicles, each option is a step towards a sustainable future.

We know that everyone's wants and needs are different. That's why our Personal Loan can be used for a variety of Green Purchase reasons. Borrow between $2,100 - $30,000 and access flexible repayment terms between 6 months to 5 years.

Discover the wide range of options available to you:

  • Electric Vehicles (EVs) (dealership only)
  • EV Chargers
  • Solar Panels and batteries
  • Solar and heat pump hot water systems
  • Rainwater tanks
  • E-Bikes
  • E-Scooters

What is Green Energy?

You’ve probably heard of green energy, but do you know exactly what it means? Learn about some of the more common methods of producing green energy.

Read More

Navigating Electric Vehicle Incentives

Delve into the world of electric cars and learn about the available Federal and State tax incentives saving you money and the planet emissions.

Read More

Solar Panel Installation Costs

Thinking about making your home more energy efficient? Learn about the upfront costs and potential long term savings.

Read More

Bright Benefits of Solar Power for Your Home

From making savings on energy bills to contributing to a greener environment, delve into some of the reasons why investing in solar energy could be a bright idea.

Read More

Apply in 4 easy steps

Calculate your loan repayments

To get started use our repayment calculator. Select your loan purpose, credit situation and loan requirements.

Apply online in minutes

Gather your ID and financial details to complete our quick 5 minute application form.

Confirm your identity

You'll be prompted to perform a digital ID check with a photo of your ID and headshot. It's as easy as a selfie!

Connect your bank statements

Connect to digitally send us 90-days of transactions quickly and securely via our bank statements retrieval feature, powered by illion.

Get a fast result

Once you've completed your application, we won't keep you waiting. You'll know your application outcome in as little as one business day. If approved, and once your loan contract has been signed - we'll send the funds to your designated account.

A fair go means zero Alex Bank fees

That's right. we've scrapped the fees to give you a fairer go when it comes to your personal loan.

See our credit fee guide

The fees we won't hit you with...

$0 - Establishment fees

$0 - Monthly account fees

$0 - Early repayment fees

$0 - Late payment fees

Frequently asked questions

  • How is my personalised rate determined?

    Rates are personalised depending on your credit history, financial circumstances and how much you are looking to borrow over what time. Take a look at our easy to use Loan Calculator to estimate your rate.

  • Does Alex Bank accept joint Personal Loan applications?

    No, at this stage we only accept applications in individual names.

  • Can I apply if I don’t have suitable ID?

    No, we must be able to identify you with an Australian Driver’s Licence or Australian Passport for our online ID systems to identify you securely.

  • Are there any fees?

    We’ve made our personal loan as fair as possible with no ongoing or early repayment fees.
    Check out all the fees we won't hit you with.

    • $0 monthly account fees

    • $0 early repayment fees

    • $0 late payment fees

    See our credit fee guide for more information.

  • How often can I pay off my loan?

    We’re flexible. You can make weekly, fortnightly or monthly payments. You can also pay out your entire loan amount at any time without any extra fees. We won’t penalise you for getting ahead!

Borrow with Alex.Bank

Get a competitive rate, and flexible repayment options with our award-winning unsecured personal loan.

Save with Alex.Bank

Make your hard earned dollars work for you with an Alex.Bank Savings Account or Term Deposit.