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Earn up to 105,000+ Qantas Points with Alex.Bank

Alex.Bank and Qantas Frequent Flyer have joined forces to enable members to earn Qantas Points on Alex.Bank's range of Personal Loans and Term Deposits.

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Get an award-winning Secured Electric Vehicle Personal Loan
From

6.49%p.a.

Comparison Rate From*

6.90%p.a.

Rate based on outstanding credit rating and financial position. Learn More.

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Personal Loans with Qantas Points

Quick turnaround, personalised rates, and Qantas Points: that’s what you get with our Unsecured and Secured Personal Loans.

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Term Deposit with Qantas Points

Lock away your savings and watch them grow with competitive interest rates and your choice of fixed investment terms.

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Borrow or invest with Alex.Bank and earn Qantas Points

Alex.Bank's Personal Loans and Term Deposits are purposefully simple and easy to use, designed to fit your needs and flex with your life. Plus, through our partnership with Qantas Frequent Flyer, members can earn Qantas Points with Alex.Bank.

Personal Loans

Apply for our award-winning low-rate Unsecured Personal Loan and get what you need sooner rather than later.

  • Personalised Fixed & Comparison rate starting from 8.49% p.a.

  • Apply in minutes

  • $0 upfront, ongoing or early repayment fees

  • Flexible repayment terms 6 mths – 7 yrs

  • Application decision within 1 business day

  • Earn up to 50,000 Qantas Points. Earn 1 Qantas Point+ for every $1 you borrow up to $50,000.

Car Loans

Choose an Alex.Bank Secured Car Loan and drive away with your new or used car.

  • Personalised and Fixed interest rates from 7.49% p.a.* (Comparison rate 7.90% p.a.*)
  • Borrow between $10,000 and $100,000
  • Flexible repayment terms from 1 year – 7 years
  • $295 one-off Establishment Fee
  • Application decision within 1 business day
  • Dealership Cars only (not private sale)
  • Earn up to 100,000 Qantas Points. Earn 1 Qantas Point+ for every $1 you borrow up to 100,000.

Term Deposit

Lock away your savings and watch them grow with competitive interest rates and your choice of fixed investment terms.

  • 4.85 p.a. fixed interest rate3 (9-month term with interest paid at maturity)

  • It’s quick and easy to apply online – the average time is 3 minutes

  • Choose from a range of terms that suit your investment needs

  • WeMoney's Term Deposit of the Year^ (2023, 2024)

  • Earn up to 25,000 Qantas Points+. Earn 100 Qantas Points with every $1,000 invested in a Term Deposit.

Electric Vehicle Loans

Save emissions on the road when you purchase a new or used EV car with an Alex.Bank Secured EV Loan.

  • Personalised and Fixed interest rates from 6.49% p.a.* (Comparison rate 6.90% p.a.*)
  • Borrow between $10,000 and $100,000
  • Flexible repayment terms from 1 year – 7 years
  • $295 one-off Establishment Fee
  • Engine type must be fully electric (hybrid not accepted)
  • Application decision within 1 business day
  • Dealership Cars only (not private sale)
  • Earn up to 100,000 Qantas Points. Earn 1 Qantas Point+ for every $1 you borrow to up 100,000
  • Earn 5,000 bonus Qantas Points for making an environmentally friendly purchase

Green Loans

Enjoy low rates while lowering your energy bills with the Alex.Bank Unsecured Green Loan.

  • Personalised Fixed & Comparison rate starting from 7.49 % p.a.*
  • Apply in minutes
  • $0 upfront, ongoing or early repayment fees
  • Flexible repayment terms 6 mths – 7 yrs
  • Application decision within 1 business day
  • Home Solar Systems (panels, battery, installation) only
  • Earn up to 50,000 Qantas Points. Earn 1 Qantas Point+ for every $1 you borrow.
  • Earn 5,000 bonus Qantas Points for making an environmentally friendly purchase

Ways to use your Qantas Points

Choose from thousands of amazing rewards:

Flights

Use your Qantas Points on every eligible flight with Qantas, Jetstar and over 30 oneworld member, partner airlines and their affiliates to more than 1,200 destinations globally.<

Classic Upgrade Rewards

Use your Qantas Points to request an upgrade to Premium Economy, Business or First on Qantas marketed and operated flights and add a little luxury to your next trip.~

Hotels and Holidays

Make your dream trip a reality and use your Qantas Points to book curated holiday packages, unforgettable tours and over 500,000 hotel stays.#

and more!

Discover thousands of other amazing rewards waiting for you, from retail therapy to wine, entertainment and so much more.

About our Partnership

Alex.Bank has teamed up with Qantas Frequent Flyer to provide its members with the opportunity to earn Qantas Points through Alex.Bank Term Deposits and Personal Loans. Members can take advantage of competitive fixed rates, secure investment options, and flexible personal loans, all while earning Qantas Points to use across the extensive Qantas Frequent Flyer program.

Frequently asked questions

  • When will I receive my Qantas Points?

    Once your loan has settled or your term deposit has been funded, your Qantas Points will be credited to your Qantas Frequent Flyer account within 30 days.

  • What if I am not a Qantas Frequent Flyer member?

    A joining fee usually applies, however, Alex.Bank has arranged for this to be waived for new customers who join here. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions

Learn more about us

We’re a digital-first bank passionate about building the future of banking in Australia.

Our Awards

Alex.Bank's products have been awarded by some of Australia's leading comparison sites and publishers.

Important information

Qantas Points

+ You must be a Qantas Frequent Flyer to earn and redeem Qantas Points. A joining fee usually applies, however, Alex Bank has arranged for this to be waived for new customers who join here. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions

You must register your Qantas Frequent Flyer number and the last name attached to your Qantas Frequent Flyer account upon application to earn Qantas Points. Qantas Points will be credited to the member's Qantas Frequent Flyer account within 30 days of your Loan settlement. You will receive an email from Alex Bank informing you that your Qantas Points have been credited to your Qantas Frequent Flyer account. Unless specifically referred to, this offer cannot be used in conjunction with any other advertised or promotional offer, and may be withdrawn, changed or removed at any time. Terms, conditions, fees and charges apply and will be included in the Alex Bank Loan offer. Applications for finance are subject to credit approval.

Personal Loans: Australian resident Qantas Frequent Flyer members who apply and are approved for an eligible unsecured personal loan with Alex Bank on or after 3 February 2025 will earn 1 Qantas Point for every $1 of lending at settlement of loan up to a maximum of 50,000 Qantas Points. Customers must apply for their Personal Loan through www.alex.bank/qantas-personal-loan.

Green Loans: Australian resident Qantas Frequent Flyer members who apply and are approved for an eligible unsecured personal loan (green) with Alex Bank on or after 3 February 2025 will earn 1 Qantas Point for every $1 of lending at settlement of loan up to a maximum of 50,000 Qantas Points. Members who are approved and eligible for an unsecured personal loan (green) will earn an additional 5,000 bonus Qantas Points at settlement of loan. Customers must apply for their Green Loan through www.alex.bank/qantas-green-loan.

Car Loans: Australian resident Qantas Frequent Flyer members who apply and are approved for an eligible secured personal loan (car) with Alex Bank on or after 3 February 2025 will earn 1 Qantas Point for every $1 of lending at settlement of loan up to a maximum of 100,000 Qantas Points. Customers must apply for their Car Loan through www.alex.bank/qantas-car-loan.

Electric Vehicle Loans: Australian resident Qantas Frequent Flyer members who apply and are approved for an eligible secured personal loan (electric vehicle) with Alex Bank on or after 3 February 2025 will earn 1 Qantas Point for every $1 of lending at settlement of loan up to a maximum of 100,000 Qantas Points. Members who are approved and eligible for a secured personal loan (electric vehicle) will earn an additional 5,000 bonus Qantas Points at settlement of loan. Customers must apply for their Electric Vehicle Loan through www.alex.bank/qantas-ev-loans.

Term Deposits: 3Fixed Term Deposit Interest Rates current as at 13 September 2024 and subject to change without notice.

<Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Seats are subject to capacity controls, availability is limited, and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable to Qantas (excluding any amounts payable to third parties at the airport) by an Accepted Payment Card in addition to the points required on Classic Flight Reward flights. Qantas Points required and taxes, fees and carrier charges are subject to change and quoted at the time of booking. For more information, visit Classic Flight Rewards

~Classic Upgrade Rewards are available on Classic Flight Rewards in Economy and Premium Economy, Classic Plus Flight Rewards in Economy and Premium Economy, eligible paid and confirmed Qantas domestic and international flights with a Qantas (QF) flight number on your ticket, and from time to time on codeshare flights operated by another carrier that have a QF flight number on your ticket. Classic Upgrade Rewards are not available from all fare types. See tables for details. Classic Upgrade Rewards are subject to capacity controls and availability (which is limited). For more information, visit Classic Upgrade Rewards or see the Terms and Conditions

# Qantas Hotels: Members will not be able to redeem points for, or earn points on, additional charges paid to the accommodation provider for extras (including cots, breakfasts and other incidentals) on check-in or check-out (as applicable). Cancellation and refund policies and conditions differ for each hotel, check at the time of booking. View full terms and conditions. Points Plus Pay: Points Plus Pay allows you to choose the number of Qantas Points you redeem above the specified minimum level of 5,000 and pay for the remainder of the booking value with an Accepted Payment Card (including VISA, MasterCard or American Express). Points Plus Pay is not available for Classic Hotel Rewards. The ability to use Points Plus Pay is subject to meeting the minimum points requirement of 5,000 Qantas Points. Classic Hotel Rewards: Minimum night stays and blackout dates may apply. Classic Hotel Reward must be booked using Qantas Points only. Qantas Holidays: Points Plus Pay: Qantas Frequent Flyer members can redeem Qantas Points when booking hotel accommodation through qantas.com/hotels or holiday packages through qantas.com/holidays, using Points Plus Pay. Members cannot redeem points for additional charges paid to the hotel for extras (including cots, breakfasts and other incidentals) on check-in or check-out (as applicable). Points Plus Pay allows you to choose the number of Qantas Points you redeem above the specified minimum level of 5,000 and pay for the remainder of the booking value with an Accepted Payment Card (including VISA, MasterCard or American Express). Points Plus Pay is not available for Classic Hotel Rewards. View full terms and conditions here.