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A Green Loan with up to 55,000+ Qantas Points

Alex.Bank has partnered with Qantas Frequent Flyer so you can go green with a solar system for your home plus earn Qantas Points. Enjoy low rates while lowering your energy bills with Alex.Bank's Unsecured Green Loans!

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Our products have been awarded by some of Australia's leading comparison sites. See all of our awards

Get an award-winning Unsecured Green Loan
From

7.49%p.a.

Fixed and Comparison Rate*

Rate based on loan terms up to 5 years with an outstanding credit rating and financial position. Learn More.

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Competitive Rates

Get competitive rates on our loans with personalised rates based on your individual credit and financial position.

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Earn up to 55,000 Qantas Points

Earn 1 Qantas Point for every $1 you borrow when applying for an Alex.Bank Green Loan, up to 50,000 Qantas Points. Plus, earn an extra 5,000 bonus Qantas Points for making a green purchase.

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Fast turnaround

It’s quick and easy to apply online – the average time is 5 minutes.

Apply in 4 easy steps

Calculate your Loan Repayments

To get started use our repayment calculator. Select your loan purpose, credit situation and loan requirements.

Apply online in minutes

Gather your ID, financial information and Qantas Frequent Flyer details to complete our quick 5 minute application form.

Confirm your identity

You’ll be prompted to perform a digital ID check with a photo of your ID and headshot. It’s safe, secure and as easy as a selfie!

Connect your bank statements

Connect to digitally send us 90-days of transactions quickly and securely via our bank statements retrieval feature, powered by illion. Qantas Points will be credited to your Qantas Frequent Flyer account within 30 days of settlement.

A fair go means no ongoing fees

That's right, we've scrapped all ongoing fees to give you a fairer go.

See our credit fee guide

The fees we won't hit you with...
  • $0 - Establishment Fee
  • $0 - Monthly account fees
  • $0 - Early repayment fees
  • $0 - Late payment fees

Embrace Sustainability with Alex.Bank

Step into a world where financial choices meet environmental responsibility. At Alex.Bank, we know that everyone's wants and needs are different so our Green Loans are designed to support your eco-friendly ambitions.

You can start today with Alex.Bank's Green Loans and finance your home solar system, including solar panels, batteries, and installation.

Am I eligible for an Alex.Bank Unsecured Green Loan with Qantas Points?
  • Australian citizen or permanent resident

  • Over 18 years of age

  • Making a Green purchase for Home Solar Systems (solar pannels, batteries and installation

  • Must be a Qantas Frequent Flyer member

How much can I borrow?
  • Our flexible unsecured loan options allow you to borrow between $2,100 - $50,000

  • Choose repayment terms between 6 months and 7 years to fit your budget

  • Use our calculator to determine your weekly, fortnightly or monthly repayments based on your chosen terms

  • Note: Invoice or quote for purchase must to be provided to Alex.Bank, and it needs to be at least 90% of loan amount

How many Qantas Points+ can I earn on my Green Loan?
  • Earn 1 Qantas Point for every $1 you borrow, capped at 50,000 Qantas Points+
  • Earn 5,000 bonus Qantas Points for making a green choice
  • Qantas Points will be credited to your Qantas Frequent Flyer account within 30 days of settlement

What can I use an Alex.Bank Green Loan for?

We know that everyone's wants and needs are different. Alex.Bank's Unsecured Green Loans offers flexibility by not being tied to an asset, meaning you can fund purchases without needing an asset for security (such as a car or house).

Home Solar Systems

Ready to make your home more energy efficient? Achieve your sustainability goals with an Alex.Bank Green Loan for a complete home solar system.

Solar Panels

Thinking about reducing your energy bills? Make the switch to solar panels sooner with an Alex.Bank Green Loan.

Solar Batteries

Looking to store more energy and power your home sustainably? An Alex.Bank Green Loan could help you invest in solar batteries for greater energy independence.

Installation

Planning to set up a solar system at home? Use an Alex.Bank Green Loan to cover the installation costs and start saving on energy bills faster.

Digitally verify your ID with Alex.Bank in a few simple steps during your application

Select your ID Documentation

You can choose from physical Driver’s License or Passport to verify your identity.

Entering your Personal Information

When completing your application please make sure your details match with the ID document you have selected, including Full Name and Date of Birth.

Secure Document Capture

Using our secure ID capture process, take a picture of your ID document where there is a picture of you, for example the front of your Driver’s License. Follow the instruction to ensure there is no glare and your ID fits in the capture window.

Take a Selfie

By taking a selfie of in a well lit space it allows us to confirm your identity and helps us protect you.

Learn more

Read our product description and guides to understand our Unsecured Green Loan product better.

Consider the Target Market Determination and Terms and Conditions before making a decision.

Frequently asked questions

  • When will I receive my Qantas Points?

    Once your loan has settled your Qantas Points will be credited to your Qantas Frequent Flyer account within 30 days.

  • What if I am not a Qantas Frequent Flyer member?

    A joining fee usually applies, however, Alex.Bank has arranged for this to be waived for new customers who join here. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions

  • How is my personalised rate determined?

    Your rate is tailored just for you based on a few key factors: your credit history, financial situation, the purpose of your loan, and how much you want to borrow over what period. To get a quick estimate of your rate, try our easy-to-use Loan Calculator.

  • Are there any fees?

    We’ve made our loans as fair as possible with no ongoing or early repayment fees.

    • $0 Establishment fee (unsecured personal loan, unsecured green loan)
    • $295 Establishment fee (secured car loan, secured EV car loan)
    • $0 monthly account fees
    • $0 early repayment fees
    • $0 late payment fees

    See our credit fee guide for more information.

  • Does Alex.Bank accept joint Personal Loan applications?

    No, at this stage we only accept applications in individual names.

Learn more about us

We’re a digital-first bank passionate about building the future of banking in Australia.

A Term Deposit with Qantas Points

Let your savings take off. Discover a Term Deposit with a competitive rate that also gives you Qantas Points.

Important information

Qantas Points

+ You must be a Qantas Frequent Flyer to earn and redeem Qantas Points. A joining fee usually applies, however, Alex Bank has arranged for this to be waived for new customers who join here. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions

You must register your Qantas Frequent Flyer number and the last name attached to your Qantas Frequent Flyer account upon application to earn Qantas Points. Qantas Points will be credited to the member's Qantas Frequent Flyer account within 30 days of your Loan settlement. You will receive an email from Alex Bank informing you that your Qantas Points have been credited to your Qantas Frequent Flyer account. Unless specifically referred to, this offer cannot be used in conjunction with any other advertised or promotional offer, and may be withdrawn, changed or removed at any time. Terms, conditions, fees and charges apply and will be included in the Alex Bank Loan offer. Applications for finance are subject to credit approval.

Personal Loans: Australian resident Qantas Frequent Flyer members who apply and are approved for an eligible unsecured personal loan with Alex Bank on or after 3 February 2025 will earn 1 Qantas Point for every $1 of lending at settlement of loan up to a maximum of 50,000 Qantas Points. Customers must apply for their Personal Loan through www.alex.bank/qantas-personal-loan.

Green Loans: Australian resident Qantas Frequent Flyer members who apply and are approved for an eligible unsecured personal loan (green) with Alex Bank on or after 3 February 2025 will earn 1 Qantas Point for every $1 of lending at settlement of loan up to a maximum of 50,000 Qantas Points. Members who are approved and eligible for an unsecured personal loan (green) will earn an additional 5,000 bonus Qantas Points at settlement of loan. Customers must apply for their Green Loan through www.alex.bank/qantas-green-loan.

Car Loans: Australian resident Qantas Frequent Flyer members who apply and are approved for an eligible secured personal loan (car) with Alex Bank on or after 3 February 2025 will earn 1 Qantas Point for every $1 of lending at settlement of loan up to a maximum of 100,000 Qantas Points. Customers must apply for their Car Loan through www.alex.bank/qantas-car-loan.

Electric Vehicle Loans: Australian resident Qantas Frequent Flyer members who apply and are approved for an eligible secured personal loan (electric vehicle) with Alex Bank on or after 3 February 2025 will earn 1 Qantas Point for every $1 of lending at settlement of loan up to a maximum of 100,000 Qantas Points. Members who are approved and eligible for a secured personal loan (electric vehicle) will earn an additional 5,000 bonus Qantas Points at settlement of loan. Customers must apply for their Electric Vehicle Loan through www.alex.bank/qantas-ev-loans.

<Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Seats are subject to capacity controls, availability is limited, and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable to Qantas (excluding any amounts payable to third parties at the airport) by an Accepted Payment Card in addition to the points required on Classic Flight Reward flights. Qantas Points required and taxes, fees and carrier charges are subject to change and quoted at the time of booking. For more information, visit Classic Flight Rewards

~Classic Upgrade Rewards are available on Classic Flight Rewards in Economy and Premium Economy, Classic Plus Flight Rewards in Economy and Premium Economy, eligible paid and confirmed Qantas domestic and international flights with a Qantas (QF) flight number on your ticket, and from time to time on codeshare flights operated by another carrier that have a QF flight number on your ticket. Classic Upgrade Rewards are not available from all fare types. See tables for details. Classic Upgrade Rewards are subject to capacity controls and availability (which is limited). For more information, visit Classic Upgrade Rewards or see the Terms and Conditions

# Qantas Hotels: Members will not be able to redeem points for, or earn points on, additional charges paid to the accommodation provider for extras (including cots, breakfasts and other incidentals) on check-in or check-out (as applicable). Cancellation and refund policies and conditions differ for each hotel, check at the time of booking. View full terms and conditions. Points Plus Pay: Points Plus Pay allows you to choose the number of Qantas Points you redeem above the specified minimum level of 5,000 and pay for the remainder of the booking value with an Accepted Payment Card (including VISA, MasterCard or American Express). Points Plus Pay is not available for Classic Hotel Rewards. The ability to use Points Plus Pay is subject to meeting the minimum points requirement of 5,000 Qantas Points. Classic Hotel Rewards: Minimum night stays and blackout dates may apply. Classic Hotel Reward must be booked using Qantas Points only. Qantas Holidays: Points Plus Pay: Qantas Frequent Flyer members can redeem Qantas Points when booking hotel accommodation through qantas.com/hotels or holiday packages through qantas.com/holidays, using Points Plus Pay. Members cannot redeem points for additional charges paid to the hotel for extras (including cots, breakfasts and other incidentals) on check-in or check-out (as applicable). Points Plus Pay allows you to choose the number of Qantas Points you redeem above the specified minimum level of 5,000 and pay for the remainder of the booking value with an Accepted Payment Card (including VISA, MasterCard or American Express). Points Plus Pay is not available for Classic Hotel Rewards. View full terms and conditions here.