Alex gets me
on the road in no time
With personalised rates from
4.99%
Excellent Credit
Fixed & Comparison Rate*

““…I have to say, I am thoroughly impressed by how smooth and prompt everything was. A lot of transparency, no hidden fees and got the exact rate I was after.”
Denise, ProductReview
““Everything worked really quickly and as expected. The funds were in my account within 2 hours.”
Alhana, QLD
““It was really good that my personal loan rate was personalised to my history and was fair to me.”
Brooke, VIC
““The application process was simple, quick and easy.”
Pat, NT
““It was great that I didn’t have to jump through hoops for my personal loan application.”
Timothy, QLD
““I honestly thought the personal loan process was really great and happened really quickly.”
Grace, NSW
“93% of our customers would recommend an Alex Personal Loan
Alex Customer Survey - 2021
“It was quick, hassle free and straightforward. The Customer Service team responds right away and are very helpful and easy to deal with.
Silva
“I have nothing but praise for Alex and the way my application was dealt with and processed. Great to deal with.
Simon
“Fantastic service, easy to use website, support was available when I needed it... Every step of the process was simple & fast. I received the loan within a few days of submission.
Michelle
Use our repayment calculator to get an idea of your interest rate and repayments.
Our application is fast and easy to navigate. This entire process is online – including ID verification and uploading your bank statements.
We aim to review your application and get back to you with an outcome within one business day.
Once approved, we will send you a contract over email. If you’re happy to proceed simply sign and return.
We release the funds to you usually within one business day.
Personal Loan Disclaimer |
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Terms, conditions, fees and charges apply and will be included in our loan offer. Applications for finance are subject to credit approval. |
Alex personal loans are available for a minimum of 6 months to a maximum of 5 years. Interest rates range from 4.99% for borrowers with an excellent credit history, to a maximum Annual Percentage Rate (APR) 14.99% p.a. (comparison rate* 4.99% to 14.99% p.a.). Representative example: based on an unsecured personal loan with an interest rate of 4.99% p.a. (comparison rate* 4.99% p.a.), the total repayments of a loan for $30,000 over a 5 year term would be $33,959.97. |
*Comparison rate based on $30,000 unsecured loan amount and 5-year loan term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
The target market determination for our personal loan can be found here. |
Alex Bank Pty Ltd ABN 13 627 244 848 ("Alex"), Australian Financial Services Licence and Australian Credit Licence 510805, is authorised by the Australian Prudential Regulation Authority ("APRA") to operate under a time-limited and restricted Banking Authority. Further information regarding Alex's restricted Banking Authority is available here.
The information on our website is general advice only, prepared without taking into account any of your individual objectives, financial situation or needs. Before acting on this advice you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Loan applications are subject to credit approval. Interest rates are subject to change. Fees and charges may apply.
The Canstar 5-Star Rating was awarded on 30th November 2021 for the Unsecured Personal Loan product for the Personal Loans profile.
The Canstar 5-Star Rating was awarded on 30th November 2021 for the Unsecured Personal Loan - Excellent Credit product for the Excellent Credit Personal Loans profile.
The Canstar 5-Star Rating was awarded on 5th November 2020 for the Unsecured Personal Loan - Excellent Credit product for the Unsecured Personal Loan profile.
The InfoChoice 2021 Winner 'Personal Loan Unsecured - Fixed Rate'.
#As recognised by Australia’s leading industry comparison sites and finance journals.
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