Paylab

Alex.Bank and Paylab have partnered to help Australians access smarter financial products, everyday savings and practical tools to support better financial wellbeing.

Our products have been awarded by some of Australia's leading comparison sites. See all of our awards

Get an award-winning Unsecured Personal Loan
Fixed and Comparasion rate from

9.49%p.a.

Rate based on loan terms up to 5 years with an outstanding credit rating and financial position. Learn More.

Rates for you

Get a personalised rate! Our fixed interest rates are risk-based, meaning the better your credit history, the better your interest rate.

No ongoing fees

Enjoy no ongoing or early repayment fees on our Personal Loan.

Fast turnaround

Get speedy service! Apply in just 5 minutes and get a decision outcome in one business day.

Personal Loans

Apply for our award-winning low rate unsecured personal loan and get what you need sooner rather than later.

  • Personalised Fixed & Comparison rate starting from 9.49% p.a.*
  • Apply in minutes
  • $0 upfront, ongoing or early repayment fees
  • Flexible repayment terms 6 mths – 7 yrs
  • Application decision within 1 business day

Car Loans

Get your new or used car sooner rather than later with the Alex.Bank secured car loan.

  • Personalised and Fixed interest rates from 8.49% p.a.* (Comparison rate 8.91p.a.%*)
  • Borrow between $10,000 and $100,000
  • Flexible repayment terms from 1 year – 7 years
  • $295 one-off Establishment Fee
  • Dealership Cars only (not private sale)

Electric Vehicle Loans

Looking to save emissions on the road? Get your new or used EV car sooner rather than later with the Alex.Bank secured EV loan.

  • Personalised and Fixed interest rates from 8.49% p.a.* (Comparison rate 8.91p.a.*)
  • Borrow between $10,000 and $100,000
  • Flexible repayment terms from 1 year – 7 years
  • $295 one-off Establishment Fee
  • Engine type must be fully electric (hybrid not accepted)
  • Dealership Cars only (not private sale)

Green Loans

Enjoy low rates while lowering your energy bills with the Alex.Bank unsecured Green Loan.

  • Personalised Fixed & Comparison rate starting from 9.49% p.a.*
  • Apply in minutes
  • $0 upfront, ongoing or early repayment fees
  • Flexible repayment terms 6 mths – 7 yrs
  • Application decision within 1 business day
  • Home Solar Systems (panels, battery, installation) only

About Paylab

Shop and save at 150+ retailers

Unlock instant savings of up to 15% across groceries, fuel, tech and more. Shop with Paylab at over 150 popular retailers and keep more money in your pocket, every day.

Get more with Paylab Memberships

Unlock even more value with Paylab Club and Premium. Enjoy higher & exclusive rewards, member benefits and a chance to win luxury prizes.

Share Paylab with family & friends

Extend the benefits of Paylab to your family and friends and help them discover smarter ways to save and get rewarded every day.

Send & schedule eGift cards

Plan ahead or share the moment. Paylab lets you send and schedule digital gift cards to friends and family - perfect for birthdays, holidays, or just because.

About our Partnership

Alex.Bank has teamed up with Paylab to give customers access to flexible lending options alongside real-time savings and pay access tools. With a shared vision of improving everyday financial wellbeing, this partnership combines Alex.Bank’s award-winning lending products with Paylab’s smart rewards and everyday savings.

Learn more about Paylab and start spending smarter!

Learn more about us

We’re a digital-first bank passionate about building the future of banking in Australia.

Our Awards

Alex.Bank's products have been awarded by some of Australia's leading comparison sites and publishers.

Important information

Paylab may receive a commission or fee for customers that take up Alex.Bank products referred by Paylab.