Paylab
Alex.Bank and Paylab have partnered to help Australians with faster, fairer, and more flexible financial products, tools, and solutions.
Our products have been awarded by some of Australia's leading comparison sites. See all of our awards
Get an award-winning Unsecured Personal Loan
Fixed and Comparasion rate from
8.49%p.a.
Rate based on loan terms up to 5 years with an outstanding credit rating and financial position. Learn More.
Rates for you
Get a personalised rate! Our fixed interest rates are risk-based, meaning the better your credit history, the better your interest rate.
No ongoing fees
Enjoy no ongoing or early repayment fees on our Personal Loan.
Fast turnaround
Get speedy service! Apply in just 5 minutes and get a decision outcome in one business day.
Get Fast and Flexible Banking Solutions with Alex.Bank and Paylab
Alex.Bank's products are purposefully simple and easy to use, designed to fit and flex with your life.
Personal Loans
Apply for our award-winning low rate unsecured personal loan and get what you need sooner rather than later.
- Personalised Fixed & Comparison rate starting from % p.a.*
- Apply in minutes
- $0 upfront, ongoing or early repayment fees
- Flexible repayment terms 6 mths – 7 yrs
- Application decision within 1 business day
Car Loans
Get your new or used car sooner rather than later with the Alex.Bank secured car loan.
- Personalised and Fixed interest rates from % p.a.* (Comparison rate p.a.%*)
- Borrow between $10,000 and $100,000
- Flexible repayment terms from 1 year – 7 years
- $295 one-off Establishment Fee
- Dealership Cars only (not private sale)
Electric Vehicle Loans
Looking to save emissions on the road? Get your new or used EV car sooner rather than later with the Alex.Bank secured EV loan.
- Personalised and Fixed interest rates from % p.a.* (Comparison rate p.a.*)
- Borrow between $10,000 and $100,000
- Flexible repayment terms from 1 year – 7 years
- $295 one-off Establishment Fee
- Engine type must be fully electric (hybrid not accepted)
- Dealership Cars only (not private sale)
Green Loans
Enjoy low rates while lowering your energy bills with the Alex.Bank unsecured Green Loan.
- Personalised Fixed & Comparison rate starting from % p.a.*
Apply in minutes
$0 upfront, ongoing or early repayment fees
Flexible repayment terms 6 mths – 7 yrs
- Application decision within 1 business day
- Home Solar Systems (panels, battery, installation) only
About Paylab
Shop and Save at 130+ retailers
Unlock instant savings across groceries, fuel, tech and more. Shop with Paylab at over 130 popular retailers and keep more money in your pocket, every day.
Get a Wage Advance within Minutes
Access your earned wages within minutes with Paylab Advance. A fast, flexible solution for life’s unexpected expenses.
Easily Offset the 5% Advance Fee
Make your money go further. Most users save enough through Paylab Rewards to more than offset the small Advance service fee - it practically pays for itself.
Transparent & open
Plan ahead or share the moment. Paylab lets you send and schedule digital gift cards to friends and family - perfect for birthdays, holidays, or just because.