A bank
that gets me

We’re Australia’s most awarded new bank#, 100% digital and built fresh from the ground up by an energetic team of bankers focused on your needs not ours. Learn more
Borrow with Alex
Alex Bank gets me an award-winning personal loan from

4.99%

Excellent Credit Fixed &
Comparison Rate*

InfoChoice Personal Loan Award 2021
Money Magazine Personal Lender of the Year award
Outstanding Value - Personal Loans - 2021
RateCity Gold Award 2021 & 2022 - Excellent Credit Personal Loan
Mozo Experts Choice 2021 & 2022
Finder finalist 2020 & 2021 - Personal Loan (risk based) award

Our personal loan is awarded by Australia’s leading comparison sites

See all of our awards

Alex gets me
a better banking experience

As Australia’s most awarded new bank#, we’ve listened carefully to what’s really important to you. Our products and services will always focus around these four key principles.

Fast

Simple

Fair

Human

Learn more

Borrow

Alex gets me
an award-winning personal loan

Learn moreApply now
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New products coming soon

We’re building a range of better savings and lending products. Register your interest and we’ll keep you in the loop on our latest products.
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“…I have to say, I am thoroughly impressed by how smooth and prompt everything was. A lot of transparency, no hidden fees and got the exact rate I was after.”

Denise, ProductReview
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“Everything worked really quickly and as expected. The funds were in my account within 2 hours.”

Alhana, QLD
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“It was really good that my personal loan rate was personalised to my history and was fair to me.”

Brooke, VIC
“

“The application process was simple, quick and easy.”

Pat, NT
“

“It was great that I didn’t have to jump through hoops for my personal loan application.”

Timothy, QLD
“

“I honestly thought the personal loan process was really great and happened really quickly.”

Grace, NSW
“

93% of our customers would recommend an Alex Personal Loan

Alex Customer Survey - 2021

We’re here to help

We’re a digital bank with real humans ready to help.
Chat with our team, email us at hello@alex.bank
or phone us on 1300 738 453
Contact Us

Important information

Personal Loan Disclaimer
Terms, conditions, fees and charges apply and will be included in our loan offer. Applications for finance are subject to credit approval.
Alex personal loans are available for a minimum of 6 months to a maximum of 5 years. Interest rates range from 4.99% for borrowers with an excellent credit history, to a maximum Annual Percentage Rate (APR) 14.99% p.a. (comparison rate* 4.99% to 14.99% p.a.). Representative example: based on an unsecured personal loan with an interest rate of 4.99% p.a. (comparison rate* 4.99% p.a.), the total repayments of a loan for $30,000 over a 5 year term would be $33,959.97.
*Comparison rate based on $30,000 unsecured loan amount and 5-year loan term. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. 
The target market determination for our personal loan can be found here.