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Award-winning Personal Loan
Get a competitive rate, and flexible repayment options with our award-winning personal loan.
A Personal Loan with up to 50,000+ Qantas Points
Alex.Bank has partnered with Qantas Frequent Flyer to bring you our award-winning Unsecured Personal Loan - no ongoing fees, no early repayment penalties, personalised rates, and now, earn Qantas Points too.
Our products have been awarded by some of Australia's leading comparison sites. See all of our awards
Fixed and Comparison Rate*
Rate based on outstanding credit rating and financial position. Learn More.
Get competitive rates on our loans with personalised rates based on your individual credit and financial position.
Earn 1 Qantas Point for every $1 you borrow when applying for an Alex.Bank Unsecured Personal Loan, up to 50,000 Qantas Points
It’s quick and easy to apply online – the average time is 5 minutes.
To get started use our repayment calculator. Select your loan purpose, credit situation and loan requirements.
Gather your ID, financial information and Qantas Frequent Flyer details to complete our quick 5 minute application form.
You’ll be prompted to perform a digital ID check with a photo of your ID and headshot. It’s safe, secure and as easy as a selfie!
Connect to digitally send us 90-days of transactions quickly and securely via our bank statements retrieval feature, powered by illion. Qantas Points will be credited to your Qantas Frequent Flyer account within 30 days of settlement.
That's right, we've scrapped all ongoing fees to give you a fairer go.
Australian citizen or permanent resident
Over 18 years of age
Must be a Qantas Frequent Flyer member
Our flexible unsecured loan options allow you to borrow between $2,100 - $50,000 for Cars, Vehicles and Home Improvements; and between $2,100 - $30,000 for all other loan purposes.
Choose repayment terms between 6 months and 7 years to fit your budget (dependant on loan purpose)
Use our calculator to determine your weekly, fortnightly or monthly repayments based on your chosen terms
We know that everyone's wants and needs are different. Alex.Bank's unsecured personal loan offers flexibility by not being tied to an asset, meaning you can fund purchases without needing an asset for security (such as a car or house).
Dreaming of a new or second hand car? Get on the road sooner with an Alex.Bank Personal Loan.
Sick of your old kitchen or bathroom? Realise your home reno aspirations sooner with an Alex.Bank Personal Loan.
Got a large purchase on your list you need help funding? Whether it's a boat, caravan, motorbike, wedding, new puppy or travel we've got an option for you.
Looking to be more eco-friendly? You could use our personal loan to invest in solar panels, solar hot water systems, solar batteries, electric vehicle charging stations and more.
Thinking about your next trip? Our personal loans can help get you there and turn your dreams into reality.
Whether unexpected or planned, take the stress out of medical and dental expenses with an Alex.Bank personal loan.
Need help getting ahead? Our personal loan could help you cover out of pocket education and study costs.
Juggling too many debts? You could streamline your debts into a single manageable repayment with a debt consolidation personal loan.
Choose from thousands of amazing rewards:
Use your Qantas Points on every eligible flight with Qantas, Jetstar and over 30 oneworld member, partner airlines and their affiliates to more than 1,200 destinations globally.<
Use your Qantas Points to request an upgrade to Premium Economy, Business or First on Qantas marketed and operated flights and add a little luxury to your next trip.~
Make your dream trip a reality and use your Qantas Points to book curated holiday packages, unforgettable tours and over 500,000 hotel stays.#
Discover thousands of other amazing rewards waiting for you, from retail therapy to wine, entertainment and so much more.
Get a competitive rate, and flexible repayment options with our award-winning personal loan.
You can choose from physical Driver’s License or Passport to verify your identity.
When completing your application please make sure your details match with the ID document you have selected, including Full Name and Date of Birth.
Using our secure ID capture process, take a picture of your ID document where there is a picture of you, for example the front of your Driver’s License. Follow the instruction to ensure there is no glare and your ID fits in the capture window.
By taking a selfie of in a well lit space it allows us to confirm your identity and helps us protect you.
Read our product description and guides to understand our Personal Loan product better.
Consider the Target Market Determination and Terms and Conditions before making a decision.